Recent Entries

The Effects of a Serious Accident

No matter how prepared are you to tackle the day safely and without incidents, accidents does happen. Workplace accidents, fire and explosions, car collisions, and many other accidents can lead to serious injuries that can be life-threatening. The worst part is that serious injuries tend to cause financial problems due to long-term medical treatment and missed work. Medical debt is becoming the top reasons for workers to file for bankruptcy.

Presently, nearly 44 million Americans have problems with paying back their medical bills, and for most the option to file for bankruptcy is a last but an unavoidable option. In this regard, the best way to resolve medical debt through bankruptcy would be by filing for Chapter 7. If you qualify for this type of bankruptcy, then it would be very much possible to lessen or even eliminate the need to pay back the medical debt.

Medical bills are considered non-priority unsecured debt under the Chapter 7 bankruptcy. Debts that are classified as unsecured debts are the ones that are not secured by a piece of property, and will not receive importance once the trustee (the court ordered person who will oversee as well as administer the bankruptcy case) is able to provide payments to the people you owe (your creditors). If you are paying for the medical debt and the discharge from the court has been given, the remaining debt will be cleared and you will not be required to pay for them. If medical debt is the main reason for you to file for bankruptcy, Chapter 7 would be the best option.

Medical debts often stem from long-term treatments due to serious injuries. Often these serious accidents are caused by recklessness or negligence of another person, which is why filing an injury lawsuit could provide necessary compensation for the damages that you have suffered. Getting compensation could help prevent you from filing for Chapter 7 bankruptcy, however, if the injury is severe or if significant enough that it will  affect the quality of life, then it could cause financial issues.

Choosing the Right Employees

A company has their own reasons when they choose to hire a person for a job position. They also have their own set of pre-employment screenings that they use in order to assess the applicants. Checking for criminal records is not the only reason why pre-employment screening is done; the main reason of the comprehensive background check is to make sure that the applicant that the company is eyeing is truly who they say they are, honest about their work experiences, with proper education and are licensed to perform the job they are required to do, and most importantly, of sound mind and body. Additionally, it helps to determine if the potential applicant is ok with working with a diverse workplace.

Not all jobs are the same, therefore as WorkSTEPS advises on its website, the criteria used to assess an applicant should differ to match the requirements that the job calls for. These tests are made to find out potential applicants that are most likely to take the available positions and to filter out those who do not fit the qualifications. There is a lot at stake for the company when they have failed to perform an extensive pre-employment screening: issues such as negligence referral, negligent hiring, and negligent retention has been on the rise. These issues can break a company, especially if they involve big money. Major employee failures could potentially ruin the company’s reputation.

Hiring an incompetent or under-experienced person for a job could cause preventable incidents such as workplace discrimination and accidents. Companies can lose a significant amount of money through workers’ compensation claims, especially since there is already an established assumption that the company already is aware of their employee’s behaviors and actions.  A serious lawsuit against a company could be fatal, leading to closure or in an event of an accident, severe injuries or death of an employee.

Poor hiring process could not only cost the company precious time and effort, but most importantly money. Employers are always understood to the ones liable for the actions of their employees, therefore taking reasonable steps in recognizing not only the potential risks of hiring an applicant but their compatibility to the position is vital for the success of a company, big or small.

Domestic Violence Charges

Domestic violence is among the things that law enforcement takes seriously, and with good reason; nearly 1 million women fall victim to a form of domestic violence every year, and reports of men being victimized are also rising. In the state of Texas, there are at least three different types of crimes that are connected to domestic violence – domestic assault, aggravated domestic assault, and repeated violence against the members of the family. Any violent act that is committed towards a member of the family, a household member, or someone who the offender is currently dating or had dated comprises domestic violence.

In Texas, domestic violence crimes have four levels of punishments; this is aside from compensation for reimbursing any expenses that the victim has suffered resulting from the violence. First offense is considered a Class A misdemeanor with penalties that include a year in jail and up to $4,000 fine. Next is 3rd degree felony, with a fine of up to $10,000 and 2-10 years in prison; 2nd degree felony has 2-20 years in jail with $10,000 fine; and 1st degree domestic violence felony has 5-99 years jail time with $10,000 fine. Anyone who has been convicted or pleads guilty is given alternatives (provided by Texan law) to a jail or prison sentence.

On the other hand, there are people who are wrongly accused of domestic violence. According to the website of the Law Offices of Mark Lassiter from Dallas County, many people who have been charged with state, federal, or criminal charges have suffered social stigma and financial issues. It is important therefore to immediately seek legal counsel after being charged with domestic violence in order to protect your rights. Fortunately, the United States law permits both the victim and the accused protection of their rights to defend themselves. Having a Dallas criminal lawyer who is knowledgeable about domestic violence defenses could assist in decision-making regarding the case as well as preserving your rights. Making sure an attorney is familiar with local laws can prove beneficial to a defendant’s efforts of fighting the charges they’re facing.